Welcome to You 2.0. I'm so excited that you are taking back control of your life and finances. You are not turning over a new leaf but starting a new one which will eventually grow into a thriving tree that will produce much healthy fruit. You have made a quality decision to be an agent of change. With this decision comes the need for fully exposing where you are in this moment. It's important to be real in your present reality. Even if it's rough, rugged and raw or blooming like roses, facing your truth square in the eyes is necessary to make adjustments. You can't change what you're not willing to face. BREATHE. You've got this. Whether ugly or beautiful, it will get better. Don't become overwhelmed and feel like you have to do it all at one time. Pace yourself. As you journal your journey, remember to give yourself grace. Forgive yourself. Give yourself permission to heal and grow.