Miranda Craig has a number of trips scheduled in the autumn and won't be able to spend much time helping Celia Ravenscroft, the property manager of their newly acquired apartment building. Then, elderly tenants who just began their social security benefits and direct deposit for their rental payments, begin to go missing amid complaints of crazy phone calls. But is there something more sinister happening?

Miranda and Celia have their suspicions of who might be responsible and find themselves in danger. An ex-Secret Service Agent and a cyber expert colleague help them prove their suspicions and determine the depths of deceit.